منابع مشابه
“the effect of risk aversion on the demand for life insurance: the case of iranian life insurance market”
abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...
15 صفحه اولFossil evidence of Archaean life.
Evidence for the existence of life during the Archaean segment of Earth history (more than 2500 Myr ago) is summarized. Data are presented for 48 Archaean deposits reported to contain biogenic stromatolites, for 14 such units reported to contain 40 morphotypes of putative microfossils, and for 13 especially ancient, 3200-3500 Myr old geologic units for which available organic geochemical data a...
متن کاملOzone and life on the Archaean Earth.
The trace gas ozone, produced in the present-day stratosphere, acts as a screen for UV radiation between 195 and approximately 290 nm, depending on its column abundance. On the anoxic Archaean Earth, such an ozone screen would not have existed. Although the presence of other screens, such as an organic haze, might have ameliorated the UV radiation flux, even assuming the worst-case scenario (no...
متن کاملthe test for adverse selection in life insurance market: the case of mellat insurance company
انتخاب نامساعد یکی از مشکلات اساسی در صنعت بیمه است. که ابتدا در سال 1960، توسط روتشیلد واستیگلیتز مورد بحث ومطالعه قرار گرفت ازآن موقع تاکنون بسیاری از پژوهشگران مدل های مختلفی را برای تجزیه و تحلیل تقاضا برای صنعت بیمه عمر که تماما ناشی از عدم قطعیت در این صنعت میباشد انجام داده اند .وهدف از آن پیدا کردن شرایطی است که تحت آن شرایط انتخاب یا کنار گذاشتن یک بیمه گزار به نفع و یا زیان شرکت بیمه ...
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ژورنال
عنوان ژورنال: Nature
سال: 2000
ISSN: 0028-0836,1476-4687
DOI: 10.1038/35015187